We work with finance-first and social-first clients, ranging from banks to philanthropies, to develop and implement mechanisms to improve social outcomes while meeting financial targets. With a foundation in advanced education and bolstered by decades of experience, our team stands at the forefront of innovation and thought leadership in the sector. We place a particular emphasis on impact investing and development finance, bringing together deep knowledge in banking, ESG, policy formulation, philanthropic strategy development and just transition research and advisory. Our work includes developing innovative solutions such as the Jobs Boost Outcomes Fund which is tackling youth unemployment through new approaches to mobilise partners across South Africa.
We work with finance-first and social-first clients, ranging from banks to philanthropies, to develop and implement mechanisms to improve social outcomes while meeting financial targets. We provide comprehensive support, including developing mission-aligned investment strategies and crafting innovative financing mechanisms to address pressing social challenges.
Our tailored guidance empowers our clients to integrate ESG principles into their core strategies, fostering responsible business practices that drive positive social impact and long-term financial performance. We offer a forward-looking perspective that positions institutions at the forefront of sustainable finance.
We collaborate with development agencies, multilateral development banks and governments to facilitate sustainable finance solutions for investments in critical sectors. Our expertise covers infrastructure finance, sustainable bonds and private equity. By combining deep market insights with innovative financial strategies, we empower clients to mobilise capital flows and drive impactful investments that promote economic growth and social progress.
Implemented by Krutham, Jobs Boost is a R300 million (~$17 million) pay-for-performance model being piloted in South Africa. It is an outcomes fund that works with implementing partners to secure sustainable, quality jobs for unemployed, excluded youth. Jobs Boost is the largest youth employment outcomes fund in the world and a major innovation in the South African government’s effort to confront the chronic youth unemployment problem.
Krutham specialises in banking sector analysis, examining banking performance through comprehensive earnings models and forecasts. Our expertise extends to innovative research on non-financial drivers of bank performance, providing unique insights that go beyond traditional financial metrics. Additionally, we play a key role in financial sector policy development, ensuring that our clients are well informed and prepared to navigate the evolving regulatory landscape.
Dr Stuart Theobald, CFA
Executive chairman
Nicole Martens
Head of impact investing research
Riyaadh Ebrahim
Jobs Boost programme director
Tinashe Kambadza, CHBP (SA), MIFM
Senior banks analyst
